To be the most successful financial  institution in Malawi with a
 visible presence in Southern Africa.

Mission Statement

To provide the best financial services in Malawi and the region, distinguished by outstanding service, product innovation and sustained earnings growth.

Financial Management Services

Settlement Trusts


Acceptance Fee

Continuing Trust Fee

Withdrawal Fee (Closure of Account)

Statement on customers on request 



5%  Min. K3500 Max. K33,600

1% half yearly,Min.K8150

2% Min,K8,150



Deceased Estates

On Estate Value

Continuing Deceased Estate Fee

Withdrawal Fee (Closure of account)

6% of the total Estate value

1% half-yearly

1% Min.K8,150

Property Management Services Fees Charged on Total Rentals Recieved 10% Min.K12,600/month
Pension Fund Administration

Members Salary Bill

Pension's Pay Roll

0.5% Monthly. Min K18,900

0.8% Monthly. Min K15,750

Investment Management Fees 1% of capital Value p.a.  Min. K5750
Cash Management 5% of income Min. K5750
Fund Management

0.5% once per quarter