mission-vision

Vision

To be the most successful financial institution in Malawi with a
visible presence in Southern Africa.

Mission Statement

To provide the best financial services in Malawi and the region, distinguished by outstanding service, product innovation and sustained earnings growth.

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Capital Expenditure Finance

Short and Medium Term Loans

Term loans are available to help large estates acquire items of capital nature such as tractors, irrigation equipment, construction of tobacco curing barns, etc.  The loans are available both in Malawi Kwacha and US Dollar.

How will my business benefit?

  • Term loans are useful if you want to spread the cost of your investment over a period of time so as to avoid unnecessary strain on your Cashflow.
  • Term loans are for specified fixed period with repayment schedule (normally in annual instalments) over an agreed period normally not exceeding 4 years.

How much will it cost?

Interest is calculated at an agreed rate over the full amount of the loan or the outstanding amount whichever is the case.
Interest will be debited to your operating current account which is usually the seasonal overdraft account.

Prospective Customers

All large estates engaged in production of tobacco and other commercial crops such as tea, coffee, seed, and maize.

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