Construction Loans

These are term loans of specific amounts, for construction purposes. Such loans are for a stated period of time normally exceeding 2 years but not more than 7 years.
Interest is calculated at an agreed rate on the full loan amount or the principal outstanding amount.

How will my business benefit?

  • Draw down is at various stages against the production of Architect's certificates, Engineers/Quantity Surveyors certificates or similar documentation.
  • Such loans are available to property development companies and building construction companies. Security required is the asset being financed or an alternative asset.
  • Repayments of the outstanding loan will not normally commence until the projects are completed.
  • A moratorium is agreed depending on the anticipated completion period.

Prospective Customers

  • Development companies.
  • Property development companies.
  • Well established building construction companies. 



To be the most successful financial institution in Malawi with an internationally visible presence.

Mission Statement

To provide outstanding and inclusive financial solutions that deliver sustained stakeholder value.