Current Account

Service/Product Target

Personal, SME and corporate clients

Product Attributes/ Features

  • No minimum balance required
  • Use of a cheque book
  • Access to an overdraft for qualifying customers

Benefits To The Customer/user

  • Convenient and secure cheque payments.
  • No service fees on personal accounts

Costs To Access The product

  • E-service fee
  • Cheque book cost
  • ATM card fee

Account Opening Requirements

  • Account opening forms
  • KYC documentation as advised by the bank

Terms and Conditions

Use of cheques to fully comply with regulation and best practice.



To be the most successful financial institution in Malawi with an internationally visible presence.

Mission Statement

To provide outstanding and inclusive financial solutions that deliver sustained stakeholder value.