Cardless Withdrawal
What is a Cardless Withdraw?
Cardless withdrawal is a service that enables users to cash out from their accounts through use of the Mo 626 Digital + app and NBM ATMs without the use of an ATM card.
The feature further allows a user to send a redemption token to themselves or to a beneficiary
How to generate a Cardless Withdraw Token
- Open Mo626 Digital+ App
- Login with your M-PIN
- Select Cardless Withdraw Request
- Request for Own/ for someone
- Enter Amount and submit
- Confirm Withdrawal with T-PIN
- Receive 6 Digit Token
How to cash out on an ATM using Cardless Withdraw Token
- Select Cardless Withdraw
- Enter 6 Digit Token
- Enter phone Number Starting with 265
- Select Press Proceed
- Enter Amount
- Select Proceed to Confirm Password, Mobile and Amount
- Collect your Cash
- Receive Transaction notification through SMS
Terms and Conditions
- The token remains valid for 48 hours
- Maximum limit of MWK80,000 against any token generation
- No limit to the number of token generations
- There is no need for prior registration of beneficiary numbers which makes the cardless withdrawal service accessible to anyone with a working mobile phone number.
Where to use the Cardless Withdrawal
All NBM ATMs bearing the cardless sign
Security/Safety
- Your card is still PIN protected and secure
Advantages of Cardless Withdrawals
- Transactions are fast
- Convenient and smart way to transact
- Secure and safe
Cardless Withdrawal Tutorials
How to generate a Cardless Withdrawal Token

How to generate a Cardless Withdrawal Token
How to cash out on an ATM using Cardless Withdrawal Token
